Author

Benny R. Woods

Plain-spoken true stories and small, warm poems about facing hard things, taking the next step, and finding joy along the way.

Explore the books About the author

The Books

Books by Benny R. Woods

Available on Amazon in Kindle and print editions.

A true story 2026 edition Personal finance

Drowning in $100K+ of Debt

How I Stopped Running and Used AI Agents to Break Free from Collections and Charge-Offs

More than $100,000 in debt, fifteen accounts, and a 488 credit score. This is the true, plain-spoken story of how an AI agent helped me stop running, get organized, catch real errors, and build a plan, plus a step-by-step guide you can use on your own records.

Includes dispute letter templates
Includes ready-to-use AI prompts

Kindle eBook$2.99
Paperback$9.99
Hardcover$16.99

Buy paperback Hardcover Kindle edition

List prices in USD; prices on Amazon may vary.

Poetry Inspirational Short read

Joy Within

Three Poems of Friendship, Smiles, and Happiness

Where does happiness really live? Not in faraway stars or fading flowers, but in the smile you share, the friend you stand beside, and the kindness you give away. A short, keepsake-sized collection of three warm, rhyming poems:

Happiness is within “You”
Life is a market of Stocks… Invest Wisely!
Smile enhances your face value…

Read it in minutes, and carry its joy with you all day.

Kindle eBook$0.99
PaperbackComing soon

Buy on Amazon

List price in USD; prices on Amazon may vary.

About the author

Benny R. Woods

Benny R. Woods is the pen name of a writer who is working through his own debt, one step at a time. He writes plainly about what he’s learning, including the mistakes and the open questions.

His books range from a hands-on true story about getting out from under collections and charge-offs to short, uplifting poems about friendship and the simple power of a smile.

Founder of Kingdom Envoy Mission →He shares what he learns through KEM, in the hope that it helps others take their first step. Action Changes Things.